My Debts And Installments Privacy Policy
1. Introduction
"My Debts And Installments" (the "App" or "Application") is a mobile application designed to help users track their debts and installment payments. This Privacy Policy explains how the App collects, uses, protects, and discloses information. By using the App you accept the practices described in this policy.
2. Information We Collect
The App primarily collects two categories of information:
A. User-Stored Data Within the App
This data is essential for the App's functionality and is stored only on the user's device. It is not transmitted to our servers.
- Debt and Installment Data: Financial tracking information entered by the user (debt amounts, installment details, payment dates, creditor/debtor names, notes).
- Local Settings/Preferences: Currency, theme preferences, notification settings.
- Storage Method: Stored locally using sqflite (structured data) and Shared Preferences (small settings).
B. Automatically Collected Usage Data
Collected in an anonymous or pseudonymous manner via third-party services to improve performance and fix errors.
- Analytics (Firebase Analytics): Aggregate usage metrics (session length, screens visited, feature frequency).
- Crash and Error Reports (Firebase Crashlytics): Anonymous technical data to diagnose crashes (device type, OS version, call stacks).
3. How We Use the Information
- To provide the App's core functionality (local data stored on the device).
- To maintain, protect and improve the App.
- To diagnose and resolve crashes and errors (Crashlytics).
- To analyze usage and optimize user experience (Analytics).
4. Sharing of Information
We do not sell or rent personal data. Data is shared only in the following limited cases:
- Service Providers: Third-party services that assist the App (e.g., Firebase Analytics, Crashlytics). These providers process data under their policies.
- Legal Requirements: When required by law, court order, or other legal process.
5. Data Security
Your debt and installment data is stored locally on your device only. Because the App does not transmit this data to our servers, the risk of unauthorized external access is reduced. Automatically collected usage data is protected by the security measures of the third-party providers.
6. Children's Privacy
The App is not intended for children under 13 (or under any applicable legal age). We do not knowingly collect personal information from children under this age. If you believe your child has provided us with personal data, contact us at the address below.
7. GDPR / EU Data Protection Rights
If you are located in the European Economic Area (EEA), the UK, or Switzerland, you have certain data protection rights under the General Data Protection Regulation (GDPR) and related laws. Because the App stores core personal data locally and uses only anonymized analytics, most processing is limited. Nevertheless, you have the following rights regarding personal data we process:
- Right of access: You can request information about whether we process your personal data and request a copy.
- Right to rectification: You may request correction of inaccurate personal data.
- Right to erasure: You can request deletion of your personal data when processing is no longer necessary.
- Right to restrict processing: You can ask us to limit processing under certain circumstances.
- Right to data portability: Where applicable, you may request a copy of personal data in a structured, commonly used format.
- Right to object: You can object to certain processing activities, including profiling.
Data Controller: İzmir Software
Email: info@izmirsoftware.com.tr
To exercise these rights, contact us at the email above. If you are not satisfied with our response, you may lodge a complaint with your local supervisory authority (for example, the UK ICO or an EU Member State supervisory authority).
8. Legal Basis for Processing
Where applicable (e.g., GDPR), our legal basis for processing is:
- Performance of a contract (providing the App's core functionality to you).
- Legitimate interests (improving and securing the App via analytics and crash reporting), balanced against user privacy.
9. Data Retention
Local data entered by users remains on their device until the user deletes it. Automatically collected analytics and crash data are retained by the third-party providers according to their retention policies.
10. International Transfers
Third-party services (e.g., Firebase) may transfer and store analytics data outside your country. They implement standard safeguards; review their privacy policies for transfer mechanisms.
11. Changes to This Privacy Policy
We may update this policy. Any changes will be effective upon posting a new version within the App or on the distribution platforms. The "Last updated" date above reflects the current version.
12. Contact Us
For questions or to exercise your data rights, contact:
İzmir Software
Email: info@izmirsoftware.com.tr